How to invest in your children’s future? Financial wisdom states that the earlier you invest for your future the better. Why is that? What’s the harm in waiting a while until you have a bit more money or until your circumstances change? Well let’s consider a hypothetical situation with two investors, John and Julia. John starts investing £100 per month at 30 years old and keeps going until retirement at 65. Assuming a rate of projection of 5%, John would have a nest egg of £111,298 at retirement. Julia invests the same amount but starts earlier at 18 years old. At retirement, Julia would have invested an additional £14,400 more than John but her nest egg would be worth more than double that of John’s at £219,489!