How to invest in your children’s future?  Financial wisdom states that the earlier you invest for your future the better.  Why is that?  What’s the harm in waiting a while until you have a bit more money or until your circumstances change?  Well let’s consider a hypothetical situation with two investors, John and Julia.  John starts investing £100 per month at 30 years old and keeps going until retirement at 65.  Assuming a rate of projection of 5%, John would have a nest egg of £111,298 at retirement.  Julia invests the same amount but starts earlier at 18 years old.  At retirement, Julia would have invested an additional £14,400 more than John but her nest egg would be worth more than double that of John’s at £219,489!