Did you know that only 1 in 10 parents in the UK has officially appointed guardians for their children? That is woeful! Having a will means you will be able to let everyone know what should happen to your money, possessions and property after you die.

If you don’t write a will, everything you own will be shared out in a standard way defined by the law which is not always the way you might want. For example, if you are married, your husband or wife might inherit most or all of your estate and your children might not get anything (except in Scotland). This is true even if you are separated but not if you are divorced. But maybe you would prefer to split equally to your child/children and not to your other half after your death. Having clear instructions would benefit everyone, especially during a stressful time.