Life is unpredictable, and it often proves this by throwing up unexpected expenses. Weirdly, dealing with money issues you didn’t know existed is one of the more unsurprising features of being an adult. Even though they are a surprise, they’re not because you knew the day would come. It’s a percentages thing.

Now it’s here, only you can pay it off. No one else is likely to put up their hand and take the responsibility from your shoulders. The problem is there isn’t enough money in the pot because you’re already living from paycheque to paycheque.